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When I first started my journey toward financial freedom, I thought it was going to be like a well-designed game—clear rules, predictable progress, and a satisfying sense of achievement at the end. But just like in some of the games I’ve played, where the maps felt insufficiently varied after the early hours and the monsters never instilled the fear they were meant to, the path to wealth isn’t always straightforward or exciting. Still, I kept pushing, adjusting my approach, and eventually, I found strategies that worked. Over the years, I’ve distilled these into seven proven methods that can help anyone become a millionaire, even when the journey feels repetitive or overwhelming at times.

One of the most effective strategies I’ve used is investing in low-cost index funds. It’s not glamorous, but it works. I remember putting away just $500 a month into an S&P 500 index fund, and over 20 years, that compounded into over $400,000. The key here is consistency, much like trying to complete runs in a game that grow more oppressive with increasingly improbable quotas—you have to stick with it even when it feels monotonous. Another approach is building multiple streams of income. For me, that meant starting a side business while keeping my day job. In the first year alone, my online consulting gig brought in an extra $30,000, and it’s since grown to six figures annually. I’ve seen friends do the same with rental properties or dividend stocks, and it’s amazing how these income sources play off each other, providing stability even if one underperforms.

I’m a big believer in frugality, but not to the point of misery. Cutting unnecessary expenses—like that daily $5 coffee or unused subscriptions—can save you around $200 a month, which adds up to $2,400 a year. Invest that, and over 30 years, it could turn into nearly $250,000 with a 7% annual return. On the flip side, I’ve also learned to focus on high-income skills. Learning to code, for instance, boosted my salary by 40% in just two years. It’s like altering your strategy for each night in a game; you adapt to maximize gains. Real estate has been another cornerstone for me. I bought my first property at 28, and though it felt risky, the equity built up to $150,000 in five years. Now, I own three properties, and the rental income covers most of my living expenses.

Of course, not every strategy will resonate with everyone. I’ve never been a fan of get-rich-quick schemes—they’re like those game monsters that are supposed to scare you but don’t—because they often lead to losses. Instead, I prefer methods that build wealth steadily, like maxing out retirement accounts. By contributing the full $20,500 to my 401(k) each year, I’ve seen my nest egg grow exponentially thanks to employer matches and tax advantages. Lastly, networking and mentorship have been invaluable. I’d estimate that 30% of my wealth came from connections I made early on, who opened doors to opportunities I wouldn’t have found alone. It’s all about persistence and adapting, just as in those gaming sessions where the environment gets tougher, but you keep pushing through.

In the end, becoming a millionaire isn’t about one magical trick; it’s about combining these strategies and staying committed, even when the path feels repetitive or challenging. I’ve lived it, and I can say that the freedom it brings is worth every adjustment along the way.